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Borrower's Checklist
As a borrower, you will need to obtain
certain items before closing!

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Proof of hazard
& wind coverage on the property. Insurance must cover vacant property
for longer than 30 days. Our office must receive proof of insurance
48 hours prior to closing. Please review our insurance requirements.
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Proof of payment
of the insurance premium. If premium is to be collected at time of
closing, the title company must receive instructions from the insurance
company along with premium amount.
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Cashiers/bank
check for the closing costs due. Personal checks, cash nor money orders
will be accepted.
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You will be required
to fill out a W-9 statement. You must have your corporate seal and
EIN readily available if buying under an entity.
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Drivers license.
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At time of closing
we require an individual to be appointed for service of process. This
individual cannot be yourself or anyone that resides with you. Please
have the individuals' name and home address available. |
Please
note:
In the tri-county area we send a representative to all closings. She is
on a tight schedule. If you are 20 minutes late, she will leave and take
all items in reference to the closing. In order for her to return, it is
a $100.00 cash charge. Every person's time is valuable. Please be courteous
and be on time. Set the closing for an appropriate time that works best
for your busy schedule. |